MC Authenticate allows a Service Provider (SP) to use a mobile device to authenticate the user. In order to address the needs of different SPs and to cover various use case scenarios Authenticate provides 2 levels of assurance (LoA) in order to make sure that security is maintained without inconveniencing the user
MC Authenticate: Gives 1-factor of authentication (LoA2). Enables SP to ascertain the ownership, possession and control of a mobile device associated with a particular MSISDN(Mobile Station International Subscriber Directory Number).
MC Authenticate Plus: Gives 2 factors of authentication (LoA3). In addition to the possession and control function of MC Authenticate, PLUS also include a biometric or PIN authentication option. If a user is accessing a service provide through a mobile, the network operator (MNO) can easily authenticate the user without any interaction from the user themselves, providing a seamless experience. The SP can then choose whether or not to request user acknowledgement.